After Yukichi Fukuzawa introduced the modern insurance industry to Japan in his "Western Travel Guide" in 1867, works that adopted insurance as the subject of novels were produced along with the development of the insurance industry in the Meiji era. When the Japanese insurance industry was still in its infancy, Nansui Sudo's Oborozukiyo is a fictional novel written in January 1889. The book became popular with readers for its surprising developments and foreshadowing stories that kept the readers entertained. The purpose of this paper is to examine insurance crimes involving life insurance and non-life insurance through an analysis of Oborozukiyo, written by Nansui Sudo, that is thought to the first novel dealing with insurance in Japan.

The purpose of this project was to do empirical study on cost management of regulated industry in population decreasing japanese society. To analyze this, we conducted field survey in the United Kingdom, Spain and Australia as well as conducted semi-structured interview with academiciaaans in these countries. In addition, we also invited researchers from the United States and Indonesia and discussed with them. Based on these survey results, we conducted empirical analysis on the impact of municipal mergers in the technical efficiency by using database of Japanese water industry. As a result of the estimation, the effect of the merger was revealed. And we conducted an empirical analysis on the economy of the scope in Japanese nonlife insurance industry.The obtained results showed that the economy of scope exists in the case of labor-saving technological progress and property cost utilization technological progress especially.